Gem Visa 0% Interest Payments

We’ve teamed up with Gem Visa to offer you flexibility so you can look and feel great about your body goals and payment plans. 

Payment plans:

  • Interest free for 6 months*
    Make minimum monthly payments, with the flexibility to make more when you can.

Apply in a few minutes, receive a response in 60 seconds. 

Who can apply?


Residents of Australia, who are at least 18 years old

Temporary residents need to hold a visa that’s valid for at least the next 12 months


We’ll be able to tell you if you’ve been approved, declined, or if we require more info within 60 seconds. If we need more info, we’ll need 2 business days to review it.

Information you may need on hand


We may ask you to verify your identity

e.g. Driver licence, Medicare card, Passport


We may ask for supporting info about your income

e.g. Electronically or by uploading documents

Please make sure this is the right product for you

By starting your application you agree to:

  • Latitude Gem Visa being an everyday credit card which gives you access to interest free payment plans at participating retailers
  • The Latitude Gem Visa card meets your key credit card requirements
  • Have read and understood the Privacy NoticeKey Facts SheetConditions of Use and Declaration and Credit Application. These documents will provide an understanding of how your personal information is used, the product’s key facts and terms and conditions under which this product operates
  • Let us complete a credit check during your application
  • Receive your financial table and credit documents electronically
  • Electronic income verification being attempted by our service providers, including Verifier (see Verifier’s terms of service). If your income can’t be verified via these means, you’ll be provided an alternative option.

Terms and conditions

*Offer available to approved Gem Visa customers and only on advertised/listed prices at participating Body Catalyst Clinics.  

    • Interest Free: Minimum spend ($1000 for 6 months). Monthly payments must be made during the promotional period. Interest and payments are payable after the interest-free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.
    • Provided the total balance of your purchase is paid before the end of the 0% interest period, you will not pay any interest on any of these plans on your purchase.

Interest will be charged on outstanding balance after the plan expires at 24.99% p.a. A $99 annual fee for Gem Visa applies. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO Mastercard and Buyer’s Edge customers. Other conditions, fees and charges apply to these products, see relevant product websites for details.

Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.

For new applications offer subject to credit approval. Not everyone will qualify. See Terms and Conditions at for more information about the account terms and benefits.